Family Loan

Social Development Bank

A financial solution designed for low-income families to help cover essential needs and improve their living stability. Customers can apply for this Loan entirely online, without the need to visit any bank branch.

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Login through Nafath
From the Individual Products page, choose Family Finance - On the Request a New Finance page, choose the branch
An order registration page, the data is filled in, and the customer data available in Yaqeen is recalled
In the event that there is a direct connection between the bank and the employer, the data will be automatically retrieved
Acknowledge the validity of all data and save the application
It is possible to modify the financing data and complete the application later from the options bar and choose the financing data option
It is possible to modify the financing data and complete the request later from the options bar and choose the reports and printing option
In the event that there is a guarantor, the sponsor’s work data will be filled in. In the event that there is a direct connection between the bank and the employer, the data will be recalled automatically
Choose the required monthly installment
Documents are uploaded and then click on the save icon (you can click on the save icon for each ready document and complete later if complete documents are not available)
If the documents are complete, click on the Approval All Files icon
The application journey has been completed and the customer is shown the application number and expected processing period

The applicant must not be more than 70 years old.
The applicant must be married, widowed or divorced and support one or more children.
The applicant must be divorced, a widow, or an abandoned wife and support one or more children.
The age of the abandoned wife applying must not be less than 30 years, and the age of her youngest child must not be less than one year according to the Gregorian date.
The number of family members must not be less than two.
The monthly income should not exceed 14,500 riyals.
The per capita share of the family income should not exceed 3,000 riyals (the per capita share is calculated by dividing the monthly income of the head of the family by the number of family members).
The sponsor’s age must not exceed 55 years.

Governmental Entity/Governmental Employee
Customer ID photo
Family record photo
The IBAN account number on the bank's official paper and certified by the commercial bank
Account statement for the last 3 salaries attested by the Commercial Bank
A certificate of duration and wages for a participant from the General Organization for Social Insurance website, the date of its issuance does not exceed 60 days (if it is subject to the social insurance system)
Men – Governmental Retiree
Copy of the Client ID.
Copy of the Family Register.
IBAN endorsed by the Commercial Bank.

Men – Private Sector Employee
Copy of the Client ID.
Copy of the Family Register.
Copy of the Guarantor ID.
Client’s detailed salary certificate letter signed and sealed by the Client’s employer, and endorsed by the Chamber of Commerce, where the signature date does not exceed 60 days.
Guarantor’s detailed salary certificate letter signed and sealed by the Guarantor's employer, where the signature date does not exceed 60 days.
Certificate of subscriber terms and wages from the GOSI website for the client, where the issuance date does not exceed 60 days.
IBAN endorsed by the Commercial Bank
Men - Student - Unemployee
Customer ID photo
Family record photo
A copy of the sponsor's ID
A definition of the sponsor’s salary, signed and stamped by the sponsor’s employer, not exceeding 60 days from the date of signature
IBAN account number endoursed by the Commercial Bank
Women - Private Sector Employee
Customer ID photo
A copy of the family register with the dependent children added
Detailed salary definition for the client signed and stamped by the client’s employer and certified by the Chamber of Commerce not exceeding 60 days from the date of signature
Detailed salary definition of the sponsor, signed and stamped by the sponsor’s employer, not exceeding 60 days from the date of signature
Certificate of duration and joint wages from the social insurance website for the client, the date of its issuance does not exceed 60 days for the client
IBAN account number endoursed by the commercial bank
The maintenance deed is directed to the Social Development Bank
Copies of birth certificates for dependent children
An affidavit form printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for abandoned women only
The form of matching the national identity of the witnesses in the affidavit of the relatives, and it is printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for the abandoned woman only
Women - Third Sector (Entities approved by the Bank)
Customer ID photo.
A copy of the family register with the dependent children added
Detailed salary definition for the client, signed and stamped by the client’s employer, and certified by the Chamber of Commerce, not exceeding 60 days from the date of signature
Certificate of extension and wages of a contributor from the General Organization for Social Insurance, the date of its issuance does not exceed 60 days
IBAN account number endoursed by the Commercial Bank
The maintenance deed is directed to the Social Development Bank
Copies of birth certificates for dependent children
An affidavit form printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for abandoned women only
The form of matching the national identity of the witnesses in the affidavit of the relatives, and it is printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for the abandoned woman only
Women - Government Employee
Customer ID photo
A copy of the family register with the dependent children added
IBAN account number certified by the commercial bank
Account statement for the last 3 salaries certified by the Commercial Bank
Certificate of duration and wages for a participant from the General Organization for Social Insurance website, the date of its issuance does not exceed 60 days (if it is subject to the social security system)
The maintenance deed is directed to the Social Development Bank.
Copies of birth certificates for dependent children
An affidavit form printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for abandoned women only
The form of matching the national identity of the witnesses in the affidavit of the relatives, and it is printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for the abandoned woman only
Women - Governmental Retiree
Customer ID photo
Family record photo
Definition of the pension salary from the Public Pension Agency
IBAN account number certified by the commercial bank
The maintenance deed is directed to the Social Development Bank
Copies of birth certificates for dependent children
An affidavit form printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for abandoned women only.
The form of matching the national identity of the witnesses in the affidavit of the relatives, and it is printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for the abandoned woman only
Women - Retired Insurance
Customer ID photo
Family record photo
A copy of the sponsor's ID
A definition of the client's pension from the General Organization for Social Insurance website
A definition of the sponsor’s salary, signed and stamped by the sponsor’s employer, not exceeding 60 days from the date of signature
IBAN account number certified by the commercial bank
The maintenance deed is directed to the Social Development Bank.
Copies of birth certificates for dependent children.
The original form of declaration of cohabitation, printed from the bank’s website, and authenticated by the nearest branch of the Social Development Bank for abandoned women only.
The original form of matching the national identity of the witnesses in the affidavit of the relatives, printed from the bank’s website, and authenticated by the nearest branch of the Social Development Bank for the abandoned woman only
Women - Housewives
Customer ID photo.
A copy of the family register with the dependent children added
A copy of the sponsor's ID
A detailed salary statement of the sponsor, signed and stamped by the sponsor’s employer, not exceeding 60 days from the date of signature
IBAN account number certified by the commercial bank
The maintenance deed is directed to the Social Development Bank
Copies of birth certificates for dependent children
An affidavit form printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for abandoned women only
The form of matching the national identity of the witnesses in the affidavit of the relatives, and it is printed from the bank’s website and authenticated by the nearest branch of the Social Development Bank for the abandoned woman only