Liquidity loan

Social Development Bank

An electronic service for applying to the Liquidity Loan product, an urgent financing solution specifically designed to support micro-enterprises in Saudi Arabia. This product aims to meet the immediate financial needs of these enterprises, providing funding of up to SAR 300,000 for businesses with annual sales not exceeding SAR 40 million all without visiting the bank branches.

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Enter through the national unified access portal
From the main page, choose a new financing request
From the Business Products page, choose the required financing liquidity
On the product page on the portal, click on “Apply Now”
On the terms and conditions approval page, you agree and choose the branch from the list, then click “Continue.”
Complete the application form data
Fill out the establishment information form, then financing information
Enter warranty information
Complete data on training courses, documents, and then disburse funding

The applicant must be of Saudi nationality.
The commercial registration must not be less than 24 months.
The commercial register must be active for no less than days during the application process.
It is allowed to own or have a partnership in a different facility other than the facility to be financed.
The applicant is required to own an equal or higher share if there are partners in the project.
A maximum annual sales limit of 40 million Saudi riyals is required.
The integrity of the credit record and that the defaults do not exceed the amount of 15 thousand riyals and do not exceed 90 days.

Copy of the partners’ national IDs if the project is a “company”.
A copy of the commercial registration (active for at least 180 days during the application stages).
A copy of the articles of incorporation (if any).
A copy of the sponsor’s ID.
Definition of the sponsor’s salary.